Health, Life, and Disability Insurance

We help you find the most cost effective means to provide health insurance coverage for individual or business group policies. Health insurance has become very expensive and we work hard to find the best coverage for you at the best price.

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Richard W. Ramsay

CPA, PFS 

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Important Consumer Information

This site is for informational purposes only and is not intended to be a solicitation or offering of any security and:


  • Representatives of a Registered Broker-Dealer (“BD”) or Registered Investment Advisor (“IA”) may only conduct business in a state if the representatives and the BD or IA they represent (a) satisfy the qualification requirements of, and are approved to do business by, that state; or (b) are excluded or exempted from that state’s registration requirements.


  • Representatives of a BD or IA are deemed to conduct business in a state to the extent that they would provide individualized responses to investor inquiries that involve (a) effecting, or attempting to effect, transactions in securities; or (b) rendering personalized investment advice for compensation.

Securities offered through J.W. Cole Financial, Inc. (JWC) Member FINRA/SIPC. Advisory services offered through J.W. Cole Advisors, Inc. (JWCA). Ramsay Wealth Management and JWC/JWCA are unaffiliated entities.

For more information please contact Rich Ramsay at Rich@RamsayWealth.com

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TESTIMONIALS

What Our Clients Are Saying

"Very impressed with initial consultation - Brady's depth of knowledge, asking the right questions, very professional and yet friendly, the kind of person you want on your side. Highly recommend Ramsay and Associates."

Jeff Vesel

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Recent News & Tips

Business-Deductions-for-Four-Legged-Coworkers

Business Deductions for Four-Legged Coworkers

By Brady Ramsay • May 5, 2026
If your business has working animals, you may be able to capitalize on business deductions for your four-legged coworkers. Here are the details.

SALT Deduction Limit Means More Taxpayers Will Benefit from Itemizing This Year

By Brady Ramsay • April 6, 2026
A change to SALT deductions under the OBBBA will make it beneficial for more taxpayers to itemize deductions on their 2025 returns. Are you one of them?
Are-Medical-Expenses-Tax-Deductible

Are Medical Expenses Tax Deductible?

By Brady Ramsay • March 5, 2026
If you had significant medical expenses last year, we'll explain which are tax deductible and how to take advantage of those when filing your return.